Ms Theresa is an Additional Director at Intellewings and mentors the team on several aspects including governance, solution strategy and Go to Market strategy.

Theresa Karunakaran has a rich experience of over 36 years with the Reserve Bank of India and has worked in key areas specialising in regulation and supervision of banks, foreign exchange, and non-banking finance companies.

She was a key member of the First International Team constituted by the Financial Stability Board to assess Bank of Mauritius compliance with Basel Core Principles. She has collaborated extensively nationally and internationally as a member of policy Working Groups in the RBI and as an RBI Representative in interactions with the Ministry of Finance and World Bank. Upon retiring as General Manager of RBI, she subsequently managed regulatory affairs as an Adviser for Regulatory Matters at Axis Bank till 2015 and since, served as Director of Regulatory Affairs at Deutsche Bank AG India till 2020.

She is a Key Resource Person for FCAP Certification Programme in Anti Money Laundering for bankers/auditors from Asia and has also authored a white paper on Risk Based Supervision which was published by Fintelekt. She was a Distinguished Speaker at Amity’s ICEIL 2019.
She holds a Postgraduate Degree in Economics from the University of Kerala, PGDM, and is a Certificated Associate of the Indian Institute of Bankers.